Rates
Dividend and loan rates as of June 3, 2026
St. Gregory Credit Union offers savings and loan options for our members. As a member-owned,
not-for-profit credit union, we are committed to serving our community with practical financial
services rooted in cooperation and mutual help.
Share Account Dividend Rates
| Share Balance | Dividend Rate |
|---|---|
| $25.00 – $2,499.99 | 0.05% |
| $2,500.00 – $4,999.99 | 0.09% |
| $5,000.00 – $9,999.99 | 0.1250% |
| $10,000.00 and over | 0.15% |
Loan Rates
New Car Loans
| Term | Rate |
|---|---|
| 36 to 48 months | 4.99% |
| 60 months | 5.5% |
| 72 months | 6.0% |
Used Car Loans
| Term | Rate |
|---|---|
| 36 to 48 months | 5.5% |
| 60 months | 6.0% |
| 72 months | 7.0% |
Unsecured Loans
| Term | Rate |
|---|---|
| Various terms | 15.0% |
Secured Loans
| Term | Rate |
|---|---|
| Various terms | 3.0% |
Important Information
Rates are subject to change without notice. All loans are subject to credit approval.
Loan rates may vary based on creditworthiness, term, collateral, and other underwriting
criteria. Membership eligibility is required.
Savings are federally insured by the National Credit Union Administration, a U.S. Government Agency.
Contact Us
Main Office
1609 W Gregory Street
Chicago, IL 60640
Hours: Sunday 9:30 AM – Noon and Wednesday 7:00 PM – 9:00 PM
Downtown Office
205 W Monroe St, 8th Floor
Chicago, IL 60606
Hours: Monday, Wednesday, and Thursday 10:30 AM – 2:00 PM
Mailing Address
St. Gregory Credit Union
5545 N Paulina Street
Chicago, IL 60640
Please send all mail to our Paulina Street mailing address.
Phone: (773) 561-5493
Email: info@stgregorycu.org