{"id":971,"date":"2026-06-21T15:38:37","date_gmt":"2026-06-21T15:38:37","guid":{"rendered":"https:\/\/stgregorycu.org\/?page_id=971"},"modified":"2026-06-21T16:51:55","modified_gmt":"2026-06-21T16:51:55","slug":"rates","status":"publish","type":"page","link":"https:\/\/stgregorycu.org\/?page_id=971","title":{"rendered":"Rates"},"content":{"rendered":"

<\/p>\n

\n

Rates<\/h1>\n

Dividend and loan rates as of June 3, 2026<\/strong><\/p>\n

\n St. Gregory Credit Union offers savings and loan options for our members. As a member-owned,
\n not-for-profit credit union, we are committed to serving our community with practical financial
\n services rooted in cooperation and mutual help.\n <\/p>\n

Share Account Dividend Rates<\/h2>\n\n\n\n\n\n\n\n\n
Share Balance<\/th>\nDividend Rate<\/th>\n<\/tr>\n<\/thead>\n
$25.00 – $2,499.99<\/td>\n0.05%<\/td>\n<\/tr>\n
$2,500.00 – $4,999.99<\/td>\n0.09%<\/td>\n<\/tr>\n
$5,000.00 – $9,999.99<\/td>\n0.1250%<\/td>\n<\/tr>\n
$10,000.00 and over<\/td>\n0.15%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Loan Rates<\/h2>\n

New Car Loans<\/h3>\n\n\n\n\n\n\n\n
Term<\/th>\nRate<\/th>\n<\/tr>\n<\/thead>\n
36 to 48 months<\/td>\n4.99%<\/td>\n<\/tr>\n
60 months<\/td>\n5.5%<\/td>\n<\/tr>\n
72 months<\/td>\n6.0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Used Car Loans<\/h3>\n\n\n\n\n\n\n\n
Term<\/th>\nRate<\/th>\n<\/tr>\n<\/thead>\n
36 to 48 months<\/td>\n5.5%<\/td>\n<\/tr>\n
60 months<\/td>\n6.0%<\/td>\n<\/tr>\n
72 months<\/td>\n7.0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Unsecured Loans<\/h3>\n\n\n\n\n\n
Term<\/th>\nRate<\/th>\n<\/tr>\n<\/thead>\n
Various terms<\/td>\n15.0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Secured Loans<\/h3>\n\n\n\n\n\n
Term<\/th>\nRate<\/th>\n<\/tr>\n<\/thead>\n
Various terms<\/td>\n3.0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Important Information<\/h2>\n

\n Rates are subject to change without notice. All loans are subject to credit approval.
\n Loan rates may vary based on creditworthiness, term, collateral, and other underwriting
\n criteria. Membership eligibility is required.\n <\/p>\n

\n Savings are federally insured by the National Credit Union Administration, a U.S. Government Agency.\n <\/p>\n

Contact Us<\/h2>\n

Main Office<\/h3>\n

\n 1609 W Gregory Street
\n Chicago, IL 60640
\n Hours: Sunday 9:30 AM \u2013 Noon and Wednesday 7:00 PM \u2013 9:00 PM\n <\/p>\n

Downtown Office<\/h3>\n

\n 205 W Monroe St, 8th Floor
\n Chicago, IL 60606
\n Hours: Monday, Wednesday, and Thursday 10:30 AM \u2013 2:00 PM\n <\/p>\n

Mailing Address<\/h3>\n

\n St. Gregory Credit Union
\n 5545 N Paulina Street
\n Chicago, IL 60640
\n Please send all mail to our Paulina Street mailing address.\n <\/p>\n

\n Phone: (773) 561-5493<\/a>
\n Email: info@stgregorycu.org<\/a>\n <\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"

Rates Dividend and loan rates as of June 3, 2026 St. Gregory Credit Union offers savings and loan options for our members. As a member-owned, not-for-profit credit union, we are committed to serving our community with practical financial services rooted in cooperation and mutual help. Share Account Dividend Rates Share Balance Dividend Rate $25.00 –…<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-971","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/stgregorycu.org\/index.php?rest_route=\/wp\/v2\/pages\/971","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stgregorycu.org\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/stgregorycu.org\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/stgregorycu.org\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stgregorycu.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=971"}],"version-history":[{"count":3,"href":"https:\/\/stgregorycu.org\/index.php?rest_route=\/wp\/v2\/pages\/971\/revisions"}],"predecessor-version":[{"id":981,"href":"https:\/\/stgregorycu.org\/index.php?rest_route=\/wp\/v2\/pages\/971\/revisions\/981"}],"wp:attachment":[{"href":"https:\/\/stgregorycu.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=971"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}